Property Attributes
- ID#VAWE2010588
- TypeSingle Family
- Listing Status ACTIVE
- CountyWESTMORELAND
- CityMontross
- NeighborhoodStratford Harbour
- Zip22520
- StyleColonial
- Year Built1998
- Taxes$ 3898
- Price$ 644,999
- Bedrooms5
- Full Bathrooms4
- Half Bathrooms0
- Sqr Footage2084
- Lot Size2 Acres
Data Source:
Bright MLS
Property Description
A MOTIVATED SELLER So Dont delay! Another price reduction AS OF TODAY! Truly an GEM that appraised for $729,000 one year ago and opportunities like this are rare and DONT happen often! Walk into this home. with EQUITY! Now offering a rare Stratford Harbour property with outstanding Potomac River views, nearly 2 acres across three lots, a separate 2-bedroom guest apartment, and a large boat garage all in one exceptional property at a substantially improved price! Welcome to one of the most unique and remarkable river-view homes in the highly desirable waterfront community of Stratford Harbour in Montross, Virginia. This beautiful colonial-style residence, built in 1998, offers stunning views of the Potomac River and sits on approximately 2 private acres spanning three lots, while requiring only two HOA fees. With over 2,000 square feet of living space, this well-maintained home offers both comfort and versatility. The main level features a spacious living area centered around a cozy fireplace, an inviting galley-style kitchen with attractive cabinetry, and a separate dining area ideal for entertaining or family gatherings. The primary bedroom suite is a true highlight of the home, offering breathtaking views of the Potomac River and direct access to an enclosed deck, creating the perfect place to relax and enjoy peaceful waterfront scenery. The primary bathroom connects privately to the suite, while two additional bedrooms are also located on the main level. The lower level provides additional living space with a comfortable family room or den, a full bathroom with stall shower, and convenient access to both the backyard patio and the finished two-car garage. What truly makes this property stand apart is the additional lot featuring a large boat garage, providing plenty of space for boats, watercraft, and recreational equipment. Above the boat garage is a thoughtfully designed 2-bedroom, 1-bath apartment, offering incredible flexibility for guests, extended family, or potential rental income. A VIRTUAL OPEN HOUSE for this lovely home is now on YouTube in 3 parts! Find them under this homes address! Be sure to view the community video tour of Stratford Harbour available on the MLS and discover why so many people choose to call this waterfront community home Stratford Harbour is a community where neighbors become friends, and friends become family.
| Elementary School | Middle School | High School |
|---|---|---|
| Call School Board Elementary School | Call School Board Middle School | Call School Board High School |
| Price History | |
|---|---|
| 3/5/2026 | Listed $719,999 |
| 4/17/2026 | 1$714,999 |
| 4/25/2026 | 3$699,000 |
| 5/20/2026 | 8$649,999 |
| 8/11/2026 | 1$644,999 |
General Features
| Living Area | 2084 |
|---|---|
| Sewer | Septic = # of BR |
| Heating | Central,Heat Pump(s) |
| Cooling | Ceiling Fan(s),Central A/C,Heat Pump(s) |
| Utilities | Cable TV Available,Electric Available,Phone Available,Water Available |
| Possession | Settlement |
| Roof | Architectural Shingle |
| Appliances | Built-In Microwave,Dishwasher,Dryer,Oven - Single,Range Hood,Refrigerator,Washer,Water Heater |
| Zoning | R2 |
| HOA Fee | 1006.00 |
| Garage Spaces | 6.00 |
| Patio/Porch Features | Deck(s),Enclosed,Patio(s),Screened |
| Architectural Style | Colonial |
| Security Features | Smoke Detector |
| Construction Materials | Shingle Siding,Stick Built,Wood Siding,Vinyl Siding,Concrete |
| School District | WESTMORELAND COUNTY PUBLIC SCHOOLS |
| Year Built | 1998 |
| View | River |
| Levels | 2 |
| Tax Year | 2025 |
| Ownership | Fee Simple |
| Cool Fuel | Electric |
| Section | 3 |
| Accessibility | Chairlift |
| Additional Parcels Description | 3 lots in total,2 HOA Fees with Stratford Harbour |
| Assoc Fee Paid Per | Annually |
| County | WESTMORELAND |
| New Construction | No |
| Property Type | Residential |
| Association Amenities | Baseball Field,Basketball Courts,Beach,Boat Dock/Slip,Boat Ramp,Club House,Common Grounds,Dining Rooms,Exercise Room,Lake,Marina/Marina Club,Meeting Room,Non-Lake Recreational Area,Pickleball Courts, |
| HOA | Yes |
| Subdivision Name | STRATFORD HARBOUR |
| Garage Y/N | Yes |
| Water Access Y/N | Yes |
| Other Structures | Above Grade |
| Full Baths | 4 |
| Status | ACTIVE |
| Directions | From King George,Virginia follow towards Westmoreland State Park. Pass the park make a left on Stratford Hall Road. Follow Stratford Hall Road and make a left on North Independence Dr. then follow No |
| City | MONTROSS |
| Disclosures | Sell Entirely,Subject to VA POA |
| Association Name | STRATFORD HARBOUR |
| Senior Community Y/N | No |
| Lot Size Units | Square Feet |
| Lot Size Square Feet | 87120.00 |
| Tax Assessed Value | 606900.0 |
| Tax Annual Amount | 3898.12 |
| Home Warranty Y/N | Yes |
| Property Condition | Excellent |
| Structure Type | Detached |
| Condo/Coop Association fee Y/N | No |
| Bathrooms Full Main Level | 2 |
| Bathrooms Count Main Level | 2.00 |
| Price Per Sq Ft Total AG | 309.5 |
| Acceptable Financing | Cash,Conventional,USDA,VA,FHA |
| Community Pool Features | In Ground |
| Historic Y/N | No |
| Lease Considered Y/N | No |
| Vacation Rental Y/N | No |
| Virtual Tour | https://fusion.realtourvision.com/idx/987664 |
| Total SQFT | 2084 |
| Location Type | River |
| Standard Status | Active |
| Year Built Source | Estimated |
Interior Features
| Heating Fuel | Electric,Propane - Leased |
|---|---|
| Basement | Fully Finished,Garage Access,Walkout Level |
| Flooring | Fully Carpeted,Vinyl |
| Total Fireplaces | 1 |
| Fireplace Features | Gas/Propane |
| Hot Water | Electric |
| Basement (Y/N) | Yes |
| Heating Y/N | Yes |
| Fireplace Y/N | Yes |
| Above Grade Finished Area | 2084 |
| Central Air Y/N | Yes |
| Total Bedrooms | 5 |
| Main Level Bedrooms | 3 |
| LivingAreaSource | Estimated |
| Laundry Type | Main Floor,Washer In Unit,Dryer In Unit |
| Bedrooms Count All Lower Levels | 2 |
| Bedrooms Count Lower Level 2 | 2 |
| Bathrooms Full Lower Level 2 | 1 |
| Bathrooms Full Lower Level 1 | 1 |
| Bathrooms Full All Lower Levels | 2 |
| Bathrooms Count Lower Level 2 | 1.00 |
| Bathrooms Count Lower Level 1 | 1.00 |
| Bathrooms Count All Lower Levels | 2 |
| Above Grade Finished Area Source | Estimated |
| Above Grade Finished Area Unit Type | Square Feet |
| Total Baths | 4 |
Exterior Features
| Exterior Amenities | Exterior Lighting,Extensive Hardscape,Flood Lights,Private Beach |
|---|---|
| Pool | Yes - Community |
| Parking Features | Asphalt Driveway,Private |
| Lot Features | Landscaping,SideYard(s) |
| Water Source | Public |
| Total Parking Spaces | 10 |
| Garage Features | Additional Storage Area,Garage - Front Entry,Inside Access,Oversized |
| Type of Parking | Detached Garage,Attached Garage,Driveway,Off Street |
| Foundation Details | Slab |
| Spa | No |
| Water View Y/N | Yes |
| Lot Size Acres | 2.00 |
| Road Surface Type | Paved,Black Top |
| Water Body Type | River |
| Lot Size Source | Estimated |
| Waterfront Y/N | No |
| Water Access Features | Boat - Powered,Canoe/Kayak,Fishing Allowed,Private Access,Private Beach,Waterski/Wakeboard,Swimming Allowed |
| Horse Y/N | No |
| Navigable Water Y/N | Yes |
| Water Oriented Y/N | Yes |
| # of Attached Garage Spaces | 2 |
| # of Detached Garage Spaces | 4 |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
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Updated on September 26, 2026 3:20 AM UTC
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